Carroll, Judith Louise Bay City, Michigan Our loving mother, grandmother and sister passed away Saturday morning November 2, 2013 at her residence with her family at her side. Age 63 years. She was born January 2, 1950 in Bay City and has resided here all of her life. Judy was a member of St. Hedwig Catholic Church, was formerly employed at the office of Dr. Charles Kerr as a receptionist, enjoyed gardening, bowling and most of all she loved the time she spent with her family and friends. She is survived by two sons and one daughter-in-law; Burke Carroll and Dylan and Rebecca Carroll, one son-in-law; Gary Andress all of Bay City, four grandchildren; Nathan Andress, Brianna, Mason and David Carroll, one brother and sister-in-law; Terry and Vicki Mills, two sisters and one brother-in-law; Peggy Grace and Beatrice and Paul Fath, sister-in-law; Mary Martin, brother-in-law; Joe Carroll, godson Mackenzie DeLorge and niece; Joan Fath. On March 28, 1969 she married Eugene D. Carroll and he preceded her in death on February 10, 2009. She was also preceded in death by her parents; LaVerne Joseph and Clara Louise (Schaefer) Mills, one daughter; Rebecca Sue Andress and one brother-in-law; Rick Grace. The Funeral Liturgy will be celebrated Tuesday, November 5, 2013 at 10:00 a.m. at St. Hedwig Catholic Church. Celebrant will be Rev. Fr. Kevin Kerbaway with the Rite of Committal following in Floral Gardens Cemetery. Friends may call at the Gephart Funeral Home, Inc. on Monday from 2:00 to 5:00 and 6:00 to 8:00 p.m. The Vigil for the deceased will take place Monday evening at 7:00 p.m. at the funeral home. Mrs. Carroll will be taken to the church on Tuesday to lie in state from 9:00 a.m. and until the time of the mass. Memorial cards for St. Hedwig Catholic Church will be available at the funeral home. Gephart Funeral Home, Inc.