Kipfmiller, Marguerite (Rayl) Bay City, Michigan Marguerite (Rayl) Kipfmiller went to be with Jesus on Thursday, November 19, 2015. Marguerite was born on December 7, 1924 to William Russell Rayl and Elsie Emry Rayl. They had three other children. Five years after the passing of Elsie Rayl, Russell Rayl married Florence Kipfmiller. They had two children. On May 12, 1946 Marguerite married Michael Kipfmiller. Together they had four children: Terry (Charlene), Randy, Lonny (Debbie) and Kathy. Marguerite was predeceased by her parents, siblings, husband, eldest son, Terry and daughter-in-law, Charlene. Left to cherish their memories of her are her children, nine grandchildren and 13 great-grandchildren as well as nieces, nephews, cousins and friends. The most important things in Marguerite's life were her faith and her family. The Funeral Service will take place at 11:00 a.m. on Monday, November 23, 2015 at Messiah Lutheran Church. Officiating will be Rev. Andreas H. Teich. Private interment will be in Floral Gardens Cemetery. Friends may call at the Gephart Funeral Home on Sunday from 3:00 to 8:00 p.m. Mrs. Kipfmiller will lie instate at the church on Monday from 10:00 a.m. until the time of services. Memorial contributions may be made to Messiah Lutheran Church.